Prepared for Trinity Health · 2026 Strategy Review · Confidential
Cardiovascular Service Line Optimization · Prepared for Trinity Health

A Scalable, Profitable Remote Care Service Line for Trinity Health

The heart-failure monitoring model already running at MercyOne Iowa Heart Center, carried across the 48 acute-care hospitals and the employed cardiology groups behind them. Heart-failure patients only, enrolled two ways: from the cardiology office visit and from the hospital discharge. One engine on one Epic instance: transitional care at every heart-failure discharge, remote monitoring and principal care management for the months after it, and the readmission performance the system's four two-sided ACOs and its preliminary Ambulatory Specialty Model exposure are each paid on.

$0
24-Month Net Reimbursement
$0
24-Month Net to the System
0%
24-Month Service Line Margin
0
Unique Patients in Active Remote Care at Month 24

Two counts, two jobs. The headline is 3,953 unique patients at month 24; the enrollment chart and the Scenario Explorer show 6,035 active program enrollments, because a patient on both remote monitoring and principal care management is one patient and two enrollments.

48 Acute-Care Hospitals · 16 States · One Epic Instance

The Pieces Are Already in Place

A heart-failure monitoring program with six months of results inside the system, four Enhanced-track shared savings organizations, an owned Medicare Advantage plan, employed cardiology groups already named on a CMS specialty-model list, and a single Epic instance finishing its rollout this year. What Trinity Health does not yet have is one cardiovascular remote care service line that runs the same way in every region.

✓ Running today

Iowa Heart Center, Live on CoachCare

MercyOne Iowa Heart Center runs its advanced heart-failure cohort on CoachCare remote monitoring. The six-month evaluation is below. It is the only reference a system-wide program needs, and it is already inside the system.

★ Verified

Four Enhanced-Track ACOs

Trinity Health Integrated Care, Trinity Health Of New England CIN, MercyOne ACO III and Genesis ACO all appear on the CMS PY2026 Shared Savings Program file in the Enhanced track, two-sided risk, covering more than 223,000 beneficiaries. Avoided cardiac admissions are shared savings in all four.

★ Verified

Named on the Preliminary ASM List

27 heart-failure clinicians across 3 Trinity billing entities are named on the CMS preliminary participant list for the Ambulatory Specialty Model, and 19 Trinity hospitals sit in 11 selected areas. Performance year one is CY2027.

✓ In place

One Epic Instance by Year-End

TogetherCare, the single-instance Epic platform, completes its final regional waves in 2026. CoachCare is an Epic integration partner. One integration, built once, serves every region as it comes onto the shared instance.

One structural fact completes the picture: no system-level ambulatory cardiology remote-monitoring program is named anywhere in Trinity Health's public materials. Post-acute home health runs its own monitoring, inpatient units run virtual nursing, and Iowa Heart runs this program. The cardiology clinics in the other fourteen regions are the open ground.

Already Proven Inside Trinity Health

Six Months at MercyOne Iowa Heart Center

Iowa Heart Center identified 450 of its most complex heart-failure patients, NYHA class III–IV, ACC/AHA stage C and D, from a heart-failure population of more than 9,000, and put them on CoachCare remote monitoring alongside standard advanced heart-failure care. Daily blood pressure, heart rate and weight; real-time alerts to the care team; a monthly call. The panel's own 30-day readmission benchmark before the program was 18%.

0%
30-day and six-month readmissions across 450 patients, against the panel's own 18% benchmark
4
heart-failure hospitalizations in six months, a 96% reduction against the benchmark rate
3
emergency visits for heart-failure exacerbation across the cohort in six months
26
guideline-directed medical therapy gaps identified and closed from the monitoring data
Why this matters for the other 47 hospitals: the program was built on the sickest slice of the heart-failure population, where a readmission is most likely and most expensive, and it held that cohort out of the hospital for six months. Every other region in the system has the same cohort. The question this page answers is what it takes to run the same program on all of them.
The System's Own Readmission Record

18 of 42 Hospitals Are Readmitting Heart-Failure Patients Faster Than Expected

The FY2026 Hospital Readmissions Reduction Program file, which is the file that sets the penalty, reports a heart-failure excess readmission ratio for 42 Trinity Health hospitals. 18 are above 1.00, which means each is being paid less on every Medicare inpatient stay because of it. The hospital that runs the Iowa Heart program is at 0.879, well below expected, on 731 heart-failure discharges. That is the compliment that opens the argument: the care inside the buildings holds up everywhere; the thirty days after a cardiac discharge are what differ from region to region.

In CY2024 the system's acute-care hospitals discharged 5,566 traditional-Medicare heart-failure patients. Those discharges, grossed up for the Medicare Advantage share of each market, are the heart-failure panel the Value Analysis below is sized on. The heart-attack and arrhythmia cohorts (4,382 further discharges) are the next wave on the same engine and carry no revenue on this page.

HospitalHF excess readmission ratioHF 30-day readmission rate
St. Joseph's Health, Syracuse1.20723.3
Saint Agnes Medical Center, Fresno1.17722.6
Trinity Health Livonia1.15121.7
MercyOne Genesis Davenport1.13719.8
St. Mary Medical Center, Langhorne1.10422.0
Mercy Fitzgerald, Darby1.10020.3
St. Peter's Hospital, Albany1.09921.2
MercyOne Dubuque1.08221.7
MercyOne Des Moines (Iowa Heart)0.87919.7

FY2026 HRRP hospital file (discharges July 2021 to June 2024) and Care Compare unplanned readmission measures (July 2022 to June 2025). The highlighted row is the hospital behind the Iowa Heart program.

Heart Failure
Post-MI
Arrhythmia
Hypertension
Structural Heart Follow-Up
The Second Ledger

What the Same Program Does for Trinity Health's ACOs

Four Trinity Health organizations sit in the Enhanced track of the Medicare Shared Savings Program, the two-sided track, with more than 223,000 assigned beneficiaries between them: Trinity Health Integrated Care across eight states, Trinity Health Of New England CIN, MercyOne ACO III and Genesis ACO. A heart-failure admission that does not happen is a fee-for-service margin for the service line and, for an assigned beneficiary, a dollar that stays under the ACO's benchmark. The same program writes to both ledgers.

352
heart-failure admissions avoided over 24 months in the forecast, at the model's generic 20% annual admission rate
$5.28M
acute-care spend that never occurs, at $15,000 per admission, before any shared-savings split
704
avoided admissions at a 40% annual admission rate, the figure a post-discharge heart-failure cohort actually runs; Iowa Heart's panel readmitted 18% inside 30 days before the program
Up to 75%
the Enhanced track's share of savings under benchmark that the ACO keeps, which is also the share of losses it carries when admissions go the other way

How a heart-failure admission moves the ACO

Medicare Shared Savings reconciles total cost of care for assigned beneficiaries against a benchmark once a year. Heart failure is the single largest driver of avoidable inpatient spend in a Medicare population, and the cost sits in the thirty days after a discharge: the readmission, the observation stay, the emergency visit. The forecast on this page is priced on the fee-for-service codes alone. Every admission it prevents among assigned beneficiaries also lowers the number the ACO is measured on, and in the Enhanced track that difference is shared, not just reported.

Why the ACO cannot do this on its own

An ACO's analytics tell it which heart-failure patients are likely to be readmitted. What it does not own is the staffed, device-connected layer that reaches those patients every day: the cuff, the scale, the nurse who sees a three-pound weight gain on Tuesday and adjusts the diuretic before Friday. That layer is what this service line is. Population-level attribution and quality reporting stay with the ACOs; the program supplies the daily contact the reports assume is happening.

Fee-for-service

The service line pays for itself

$3.55M net to the system over 24 months on the RPM and PCM codes, at a 42.4% margin. This is the ledger the Value Analysis below prices.

Shared savings

Assigned beneficiaries move the benchmark

The share of enrolled heart-failure patients assigned to one of the four ACOs is a chart question, not a modeled one. Whatever that share is, their avoided admissions land under benchmark in the year they happen.

The health plan

Members of the system's own plan

For heart-failure patients enrolled in Trinity Health's own Medicare Advantage plan, an avoided admission is medical cost the system keeps outright, with no benchmark and no split.

What this section does not claim: no shared-savings or medical-cost dollars are in the Value Analysis below. The avoided-admission counts above come from the same forecast, valued at a standard $15,000 per admission; the ACO share of those patients, and the benchmark position of each ACO, are the first two numbers to put beside them in the working session.
The Operating Model

One Cardiovascular Program, Every Region

A named service line with its own P&L and scorecard, following the cardiac patient from the discharge home, inside the Epic chart every region is moving onto. The stack is the one Iowa Heart already runs, with the transitional-care and principal-care codes added so the thirty days after discharge and the months after that are both billed.

The Stack: TCM → RPM → PCM
  • TCM Transitional Care Management (99495 / 99496) at every heart-failure discharge: contact within two business days, the visit within 7 or 14 days, medications reconciled. The hospital knows the day the patient goes home; the program starts that day.
  • RPM Cellular blood pressure cuff and scale for the heart-failure cohort, the same devices and the same daily cadence as Iowa Heart. The new CY2026 codes 99445 and 99470 make the first two weeks after discharge billable on their own, before the standard monthly stack begins.
  • PCM Principal Care Management (99424–99427) is the monthly care-management code for a patient whose care centers on one serious condition, which is exactly what a heart-failure patient under a cardiologist is. Paired with RPM on the same patient, and billable by the specialty group without a primary-care panel.
The Engine, the Staffing, and the Second Arm
  • Engine Enrollment outreach, cellular devices, 24/7 alert triage, nurse follow-up, documentation and billing-ready claims, operated by CoachCare and governed by each region's cardiologists under one system protocol.
  • Staffing Enrollment outreach, care managers and device logistics are CoachCare's payroll, not Trinity Health's. Embedded in the fee, never deducted from the service line's margin. Care managers carry about 165 patients each. At month 24 that is roughly 24 care managers across the system, none of them on a Trinity requisition.
  • Second arm The 8,900 employed physicians and clinicians include a large primary-care network. Chronic care management and advanced primary care management (G0556–G0558) run on the same engine for that panel, and the pulmonary and renal cohorts run on RPM and PCM exactly as cardiology does. None of that is in the forecast on this page.
The ownership rule: this is Trinity Health's service line, its patients, its protocols, its revenue. CoachCare is the engine underneath it. Each region's cardiology leadership governs clinical decisions; the system sets one protocol, one scorecard and one contract.

The CY2026 Billing Stack, at the Detroit Locality

ServiceCodesCY2026, Michigan locality 01Use across the cohort
Transitional care management99495 · 99496$220.23 / $298.36 per dischargeEvery cardiac discharge; not in the forecast below
RPM setup and device supply99453 · 99454 · 99445 (new)$21.43 setup · $50.52/moHeart-failure cohort; 99445 opens 2–15-day windows
RPM treatment management99457 · 99458 · 99470 (new)$51.64 + $41.64 add'l · $25.98Daily review, titration, escalation
Principal care management99424 · 99425 · 99426 · 99427$68.29 + $54.25 add'l (clinical staff) · $88.79 + $62.16 (physician)Monthly management of the heart-failure patient under the cardiologist

Rates are the CY2026 Physician Fee Schedule non-facility amounts for ZIP 48152 (WPS, Michigan locality 01), the basis the Value Analysis below is priced on. Each region bills at its own locality; the rollout table further down carries the range.

One Instance, Every Region

Built Into the TogetherCare Epic Workflow

Trinity Health finishes its single-instance Epic rollout in 2026. CoachCare integrates with Epic: eligibility flags and orders leave the chart, monitored vitals, care documentation, enrollment status and billing-ready claims come back into it. Built once on the shared instance, the integration serves each region the month it joins.

Epic TogetherCare, one instance One chart per patient Discharge and eligibility flags Orders and referrals MyChart System revenue cycle CoachCare Remote care platform + care team Cellular BP cuffs & scales 24/7 monitoring Care managers, ~165:1 Enrollment team Billing engine FROM THE SYSTEM Discharge, eligibility and referral orders Patient health history BACK TO THE SYSTEM Monitored vitals and alert dispositions Care summary and compliance documentation Real-time enrollment status Claims, billing-ready, every patient, every month Clinicians stay in the chart they already use; the program lives alongside it

Build once

one Epic integration on the shared instance; each region inherits it as its TogetherCare wave completes, with no regional interface project.

Like a lab order

a cardiologist or APP flags an eligible patient and submits the referral from inside Epic; CoachCare picks it up, ships the device and reaches the patient.

No IT lift

claims arrive billing-ready in the workflow the system's revenue cycle already runs. The program does not compete for integration capacity during the final waves.

Where the Same Work Is Paid Twice

Three CMS Programs, One Infrastructure

The service line earns its own fee-for-service margin. The same monitoring, the same care management and the same readmission results are also what three CMS programs Trinity Health already sits inside measure and pay on. Each is stated here at exactly the strength the CMS files support.

Shared Savings, Enhanced Track
Verified. Four Trinity Health organizations appear on the CMS PY2026 Shared Savings Program file in the Enhanced track: Trinity Health Integrated Care across eight states, Trinity Health Of New England CIN, MercyOne ACO III and Genesis ACO. Two-sided risk, more than 223,000 assigned beneficiaries. A heart-failure admission that does not happen is shared savings in the ACO the patient is assigned to, and the fee-for-service margin funds the program that prevents it.
Ambulatory Specialty Model
Preliminary. 27 heart-failure clinicians under three Trinity billing entities, in Albany, Hartford and Boise, are named on the CMS preliminary participant list for the Ambulatory Specialty Model. 19 Trinity hospitals sit in 11 selected areas. The model adjusts Part B payment by up to 9% either way for the first two performance years, rising to 12%; performance year one is CY2027, paid in 2029. Its heart-failure quality and cost measures are the outputs of the program on this page. Iowa Heart Center is outside the model; the regions that are inside it get the same program with a second reason to run it.
Episode Accountability (TEAM)
Verified for one hospital. MercyOne Dubuque Medical Center is a mandatory participant in the Transforming Episode Accountability Model from January 2026 through 2030. Heart failure is not a TEAM episode; coronary bypass is. At Dubuque, the post-discharge cadence that follows a bypass patient home is inside a 30-day episode CMS reconciles. No other Trinity hospital is on the list, and this page claims nothing beyond that.
The System's Own Health Plan
In place. Trinity Health owns a Medicare Advantage plan operating in six states, with a Michigan launch in 2026. On the plan's own members, avoided cardiac admissions are medical-cost savings the system keeps outright. On other plans' members, MA contracts must pay at least the Medicare rate for the remote-monitoring and care-management families; the individual contracts set their own terms, and the forecast on this page is priced at the Medicare rate throughout.
What this section does not claim: no shared-savings, specialty-model or episode dollars are in the Value Analysis below. It is fee-for-service only. Those programs are the second and third reasons to build the service line, listed here because the infrastructure they require is the infrastructure this page prices.
Clinical Governance & Escalation

Every Reading Runs Through One Escalation Engine

The Value Analysis shows the program pays. This is how it stays safe across fifteen regions. Every blood pressure, weight and heart-rate reading routes through the same protocol Iowa Heart runs today, so each region's cardiologists see signal rather than noise and keep clinical control.

Reading arrivesCellular device transmits; the value is checked against the patient's individual thresholds.
Critical value?Escalates immediately, regardless of symptoms. Everything else goes to a retake and a symptom check first.
Trend defined objectivelyThree readings at least an hour apart for blood pressure, or a weight gain of three pounds in a day or five in a week for heart failure.
Unreachable patientVoicemail plus scheduled callback; a critical value or a confirmed trend escalates anyway.
DocumentedVital, findings, method, contact, outcome and follow-up, written to the Epic chart every time.
Emergent

911 with the patient on the line

Chest pain, new shortness of breath, stroke signs, syncope, sudden swelling. CoachCare's urgent and emergent policy supersedes any regional preference. If the patient refuses, the clinic is notified; otherwise CoachCare activates 911.

Non-critical

To a named regional team member

Out-of-range but not emergent findings route to the clinician or nurse each region designates, with the readings, the symptom check and the recommended next step attached.

Stable, resolved

FYI in the record

A retake that lands in range and a clean symptom check closes the loop with a chart note and nothing else. The cardiologist's inbox is reserved for what needs a decision.

Continuity

Re-escalation on a fixed cadence

An unreachable patient is re-attempted on a schedule, the region is notified at every decision point, and a patient who stops transmitting is worked before a billing month is lost.

The Post-Discharge Cadence

Every cardiac discharge triggers three touches inside two weeks, and when the patient was admitted it is also the TCM episode: contact within two business days, the visit within 7 or 14 days. That cadence, on the heart-failure cohort, is where the modeled 352 avoided hospitalizations over 24 months come from.

Day 1–2

Reach the patient, reconcile medications against the discharge instructions, confirm the cuff and scale are transmitting.

Day 5–8

Weight trend and symptom review, diuretic plan confirmed, follow-up appointment confirmed with the heart-failure clinic.

Day 12–14

Close the episode or extend it; anything trending is escalated through the engine above.

CoachCare Value Analysis · Modeled for Trinity Health

The Value Analysis

A 24-month forecast for the RPM + PCM stack on heart-failure patients only: 11,661 Medicare heart-failure patients in scope for Year 1, sized from the system's own CY2024 heart-failure discharges and the Medicare Advantage share of its markets, out of a total Medicare panel of 170,400. Enrollment comes from two places: the cardiology office visit, where 295 referring cardiologists and CoachCare's on-site enrollment specialist flag eligible patients, and the hospital discharge, where post-discharge outreach reaches the patient in the first days home. Michigan locality 01 rates and the Epic integration. Shared savings, ASM, TEAM and the health plan's own medical-cost savings are not in these numbers.

Active Program Enrollments by Program

Monthly active enrollments (services, not patients): office-based referrals from cardiologists and the on-site enrollment specialist, plus post-discharge outreach, net of attrition, and held inside what a care team can onboard responsibly. RPM reaches its ceiling of 3,061 in month 13 and holds there; PCM reaches its ceiling of 2,974 in month 19 and holds there.

Monthly Economics: Reimbursement, Fees, Net to the System

Net reimbursement after denials and coinsurance bad debt versus CoachCare fees. Month 1 absorbs the one-time setup; net to the system is positive from month 2 onward.

24-Month Net Reimbursement Mix

$8.37M across the RPM + PCM stack. Remote monitoring carries the larger share, which is what a heart-failure cohort on daily devices should produce.

The Financial Summary

ProgramNet reimbursementCoachCare feesNet to system
RPM: devices, data and management$5,102,980$2,922,379$2,180,601
PCM: principal care management$3,268,284$1,723,789$1,544,495
Implementation, Epic integration and outreach$178,115−$178,115
24-month total$8,371,265$4,824,283$3,546,982
Enrollment outreach, care management and device logistics are CoachCare's expense: embedded in the fee, never a separate charge to the system and never deducted from its margin.

24-month service line margin: 42.4% of net reimbursement (Year 1 41.2%, Year 2 42.8%).

Year 1 is $859,251 net to the system on $2,084,384 of net reimbursement; Year 2 is $2,687,730 on $6,286,881. Month 1 is −$1,562 as the one-time setup lands ahead of the ramp; monthly net is positive from month 2 onward.

Scenario Explorer: Build Your Own Forecast

Adjust the assumptions and watch the 24-month forecast recompute live. Regional chart counts are the first thing to plug in; a second enrollment specialist is the lever that reaches the same ceiling sooner.
24-mo net reimbursement
$8.37M
24-mo net to the system
$3.55M
Unique patients at month 24
3,953
Program enrollments at month 24
6,035
Hospitalizations avoided
~352
153,809

Billed Claims / Units

Recurring professional-fee volume over 24 months, generated inside Epic.

554,531

Physiologic Readings

Blood pressure, heart rate and weight, a continuous picture of the heart-failure cohort between visits.

~352

Hospitalizations Avoided

About $5.28M in acute-care cost that never gets spent, at $15,000 per admission. In four Enhanced-track ACOs and on the system's own plan, that is savings the system shares in or keeps.

36.1

FTE-Years Absorbed

About 75,135 care-team hours of monitoring, outreach and documentation carried by the service line, not by regional staff.

Read the Plateau Correctly

Both Programs Reach Their Ceilings Inside the Forecast

The size of the heart-failure cohort, not enrollment capacity, is what limits this forecast. Widen the cohort and the forecast moves. RPM reaches its ceiling of 3,061 in month 13 and holds there; PCM reaches its ceiling of 2,974 in month 19 and holds there. At month 24 the census is 6,035 active enrollments, 3,953 unique patients, which at 165 patients per care manager is about 24 CoachCare care managers, none on a Trinity Health requisition.

ProgramEnrollment ceilingHow it is definedMonth 24
RPM3,06111,661 in scope × 75% eligible × 35% acceptance3,061
PCM2,97411,661 in scope × 85% eligible × 30% acceptance2,974
At month 24Active program enrollments = 3,953 unique patients6,035

Eligibility is set for a heart-failure Medicare cohort. Every point of eligibility or acceptance a region's own chart data supports beyond these raises the ceiling, and the forecast, directly. Year 1 lands at 2,993 unique patients, about 18 care managers.

Wave by wave

The Rollout Is a Sequence, Not a Switch

The forecast is one system-wide number. The program is built region by region, and the order writes itself from the system's own data: heart-failure discharge volume, the readmission ratio in the payment file, the Epic wave date, and where the ASM entities sit. Iowa Heart is the reference site and the training ground; Michigan carries the most heart-failure volume; Albany, Hartford and Boise carry the ASM exposure. The Scenario Explorer above is the sizing tool for each wave: put in the region's cohort and cardiologists, read off its forecast.

Same engine · not yet modeled

The Second Arm: Primary Care, Pulmonary, Renal

The employed primary-care network runs chronic care management and advanced primary care management on the same engine; the COPD and CKD cohorts run RPM and PCM exactly as heart failure does. Heart attack and arrhythmia come first (4,382 traditional-Medicare discharges in CY2024 on the same cardiology bench), then 1,343 COPD, 4,070 renal and 3,184 diabetes discharges. None of that is in the forecast on this page.

The System, Region by Region

CY2024 traditional-Medicare heart-failure discharges by regional ministry, from the CMS inpatient file, with the county Medicare Advantage range each region bills into.

Regional ministryStatesHospitals with a CCNHF discharges, CY2024 FFSCounty MA share
Trinity Health MichiganMI91,22156–76%
MercyOne (incl. Genesis)IA · IL1694528–61%
Trinity Health Of New EnglandCT3355n/a
St. Peter's Health Partners · St. Joseph's HealthNY458656–63%
Trinity Health Mid-AtlanticPA · DE447934–60%
Mount CarmelOH535156%
Loyola Medicine · Saint Joseph Health SystemIL · IN547945–58%
Saint AgnesCA136649%
Saint AlphonsusID · OR418116–63%
Holy Cross HealthMD · FL343123–65%
St. Mary's Health Care SystemGA310544–60%
Trinity Health, 58 hospitals16 states585,56652.3% weighted
Implementation

Iowa Heart as the Template.
Michigan by Day 90.

CoachCare operates as the service line's engine while each region's cardiologists govern protocols and every clinical decision. Full-service delivery means launch needs no new Trinity headcount, the Epic integration is built once on the shared instance, and every subsequent region starts from a running program rather than a blank page.

The first 90 days, modeled: 115 active program enrollments by month 1, 303 by month 2, 563 by month 3, led by the heart-failure cohorts at the highest-volume hospitals.
Weeks 0–6

Charter and Integrate

System service-line charter, P&L and scorecard; one clinical protocol adopted from the Iowa Heart program; Epic integration built on the TogetherCare instance; revenue-cycle configuration for the TCM, RPM and PCM families.

Weeks 6–16

Wave One: Iowa Heart Expansion and Michigan

Iowa Heart extends from the advanced cohort to the wider heart-failure population; Trinity Health Michigan's cardiology division launches across its nine hospitals, the largest heart-failure volume in the system. CoachCare's enrollment outreach working both.

Months 4–12

Waves Two and Three: The ASM Regions, Then the Penalty Sites

Albany, Hartford and Boise, where the preliminary ASM entities sit, ahead of the CY2027 performance year; then Syracuse, Fresno, Davenport and Langhorne, where the readmission ratio is costing the most. Monthly system scorecard to the executive team.

Months 12–24

Complete the Map, Open the Second Arm

Remaining regions as their Epic waves settle; re-validate eligibility against chart data; align reporting with the four ACOs' quality and cost measures; decide the primary-care, pulmonary and renal sequencing on real enrollment data.

Policy Watch · CMS-1848-P

2027 Proposed Rule Insights

CMS has proposed cutting the remote-monitoring device-supply codes for CY2027. The proposals are narrower than the headline. Here is what they do to the forecast on this page, priced at the Detroit-locality amounts the forecast itself uses rather than national averages.

01

What is actually in scope

The proposals reach the remote-monitoring family only. Principal care management is not in them, and on this forecast PCM carries $3,268,284 of the $8,371,265 in 24-month net reimbursement. Its own amounts move by about two points through the conversion factor, so $26,188 of the $485,122 total sits outside the remote-monitoring arm.

02

How CoachCare is preparing

Two contingencies are already in build. An unbundled arrangement, with the software platform, device logistics and program enablement priced separately, and an MSO-style arrangement in which CoachCare manages the staffing while the health system owns the clinical program and the billing. Whichever way the final rule lands, the program does not have to be rebuilt.

03

Where this is heading

CMS's ACCESS Model points at the destination: remote care paid as a risk-based per-member-per-month amount, with half of each payment withheld and reconciled against outcome attainment. For a system that already runs four two-sided-risk ACOs and its own Medicare Advantage plan, that shift lands on ground Trinity Health has already prepared.

What it takes off this forecast

Three numbers, each smaller than the last, because each one sits on a larger base. Both bars are drawn on one shared dollar scale, so the green can be compared directly across them.

1
−20.5% on device supply, the headline code and the one the proposals cut hardest (99454, $50.52 → $40.17 at the Detroit amount).
2
−9.0% on the remote-monitoring arm, because device supply is only 32% of what this forecast's billing mix puts through that program.
3
−5.8% on the whole service line, because remote monitoring is 61% of it and principal care management moves only −0.8%.
Remote monitoring alone
−9.0%$4,644,046 of $5,102,980
The whole service line
−5.8%$7,886,143 of $8,371,265

24-month net reimbursement, CY2026 final versus CY2027 proposed, every code repriced at WPS Michigan locality 01 (Detroit) amounts, non-facility, on this forecast's own billing mix. Enrollment, acceptance and mix held constant. This is the rate change alone.

The code families, side by side

National non-facility amounts from the proposed rule's Addendum B, so the movement can be read without a locality in the way. The repricing above uses Detroit amounts; the two bases do not reconcile to the dollar, by design.

In scope: remote monitoring
CodeWhat it pays forCY2026CY2027Change
99453Setup and patient education$21.71$20.03−7.7%
99445Device supply, 2–15 days$52.11$41.38−20.6%
99454Device supply, 16–30 days$52.11$41.38−20.6%
99457Treatment management, first 20 minutes$51.77$49.59−4.2%
99458Treatment management, each additional 20 minutes$41.42$40.39−2.5%
99470Treatment management, first 10 minutes$26.05$20.69−20.6%
Not in scope: principal care management
99426Principal care management, first 30 minutes (clinical staff)$67.80$67.00−1.2%
99427Principal care management, each additional 30 minutes$54.11$54.52+0.8%
99424Principal care management, first 30 minutes (physician)$87.51$84.40−3.6%
99425Principal care management, each additional 30 minutes (physician)$61.46$59.11−3.8%

The device-supply and short-treatment codes are held to a one-year maximum reduction by section 1848(c)(7) of the Act, which phases any decrease of 20 percent or more over two years. CY2027 is the capped year; the remainder of the crosswalk lands no earlier than CY2028.

None of this is final

Comments on CMS-1848-P are due September 14, 2026. The final rule publishes in early November 2026 and takes effect January 1, 2027. CoachCare is leading advocacy on the remote-monitoring provisions and will rerun this forecast against the final rates the week they publish.

About CoachCare

The Experience to Get It Right

The service line on this page runs on infrastructure already proven at national scale, and already running inside Trinity Health.

500,000+

Patients Managed

Over 400 managed conditions for 500,000+ patients.

10,000+

Clinicians on the Platform

Providers running remote care programs on the CoachCare platform.

1,000+

Implementations

Programs implemented and operating in market.

5M+

Claims Generated

Care plan coding and billing that has produced over 5 million claims.

100M+

Vitals Recorded

Over 100 million vitals recorded and 4 million+ care actions enabled.

Why CoachCare for Trinity Health

Built for the Way This System Is Organized

Six reasons this partnership fits Trinity Health specifically, not remote care in general.

Already inside

The reference site is one of yours

The program is running at MercyOne Iowa Heart Center with six months of results. The protocol, the device kit, the escalation engine and the enrollment playbook already exist in Trinity Health's own language. Every other region starts from that, not from a pilot.

Epic

One integration on one instance

CoachCare integrates with Epic. On a single-instance platform the integration is built once and inherited by every region as its wave completes, which is the only way a fifteen-region program avoids fifteen interface projects during a year when integration capacity is spoken for.

Full service

No headcount, in any region

Enrollment outreach, care managers at about 165 patients each, device logistics, 24/7 alert triage and billing preparation are CoachCare's payroll. A service line that runs at a 42.4% margin without a single Trinity requisition is a different conversation from one that asks each region to hire.

Two-sided risk

The work four ACOs already pay for

In the Enhanced track, fewer cardiac admissions among assigned patients are shared savings. The monthly touches that generate remote-monitoring and care-management revenue are the same touches that produce them. One program, both ledgers, with the fee-for-service margin funding it.

ASM ready

Built before CY2027, in the regions that need it

The heart-failure quality and cost measures in the Ambulatory Specialty Model are what this program produces: guideline-directed therapy closure, blood-pressure control, fewer admissions. The regions named on the preliminary list get it first, with a year of data before the first performance year.

Aligned

No lock-in, low upfront, paid as you enroll

Fees are per active patient per month; there is no capital outlay and no payroll ramp. If a region's census does not build, CoachCare does not get paid for it, which is why every wave is measured before it goes to paper. The forecast, the Disclosures and the workbook behind this page are Trinity Health's to keep either way.

The ask: a working session with the system's clinical and operations leadership to validate the cohort against regional chart counts, sequence the waves against the Epic calendar, and set the go-live for the Iowa Heart expansion and the Michigan launch.